SME Loan

  • Flexible repayment schedule adapted to your cash flow

  • Reasonable collateral requirements

  • Grace period to help you kick-start your project

Apply for a loan

Detailed description

Who is eligible?

  • Ghanaian business: individual entreprenuer, sole proprietor, partnership, limited liability company
  • Ghanaian nationality or resident for over 10 years
  • Owner's age: over 18 years old


  • Loans from: GHS 200,000
  • Loan duration: 3-36 months
  • For working capital or investment needs, with top up loans available

What do I need to apply?

  • A valid national ID for Ghanaians
  • Passport and residence permit for foreigners
  • Business Operating Permit
  • Two passport size pictures
  • Collateral


Question: How long will it take to have my SME loan approved? 

Answer: Up to 15 days if you supply all the necessary documents timely.  

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