School Development Loan

  • Flexible repayment schedule adapted to your school calender

  • Invest in new projects/developments and finance ongoing expenses 

  • Competitive interest rates

Apply for a loan

Detailed description

Who is eligible?

  • Ghanaian business: individual entrepreneur, sole proprietor, partnership, limited liability company, GES or Social Welfare Department accredited
  • Ghanaian nationality or resident for over 10 years
  • Owner's age: over 18 years old
  • Business age: 3 years and above


  •  Loan amount depending on project or purpose
  •  Loan duration: 3-18 months
  •  Loan purpose: working capital and investment needs, refurbishment, salary payments, state of the art equipment, teaching and learning aids etc.

What do I need to apply?

  • Schools must be registered with GES/Social Welfare Department
  • Assets of schools to be used as collateral
  • If buying a school bus, upfront registration of vehicle  and purchase of insurance
  • If building project, value of land + whatever has been done to kick-start project


Question: Can repayments be matched to the acedemic calendar?

Answer: Yes, repayments are aligned to the cash flow of the school.

More FAQ