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Term Deposit

  • 3, 6 or 12 month fixed deposits

  • Flexible termination terms

  • No hidden charges

Detailed description

Who is eligible?

  • Ghanaian business: individual entrepreneur, sole proprietor, partnership, limited liability company
  • Owner's age: over 18 years old


  • GHS 100 minimum balance
  • Penalties for early withdrawal


  • Between 14.4% - 20.1% interest rates depending on the amount
  • No opening, closing or maintenance fees

What do I need to subscribe?

  • A valid national ID of owner
  • A passport size picture
  • Business registration documents


Question: Will I get access to my money before the term ends?

Answer: Yes, your term deposit can be terminated mid-way, however early closure penalties would be deducted from the interest accrued on your term deposit with principle untouched.

More FAQ