Our Team

The Board of Directors

Ben Berko, Chairman

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Ben Berko has 30 years of experience in Retail, SME and Corporate Banking business covering sales, client relationship, and risk management. This experience spans 10 years as Branch Manager at several outlets, Head of Business Credit Administration & Leasing having responsibility for Credit/Business risk analysis. He retired from the bank as Head of Corporate Banking from the Societe Generale Bank in December 2014, and is now a Banking/Investment Consultant. He holds an MBA[Finance], BA[Political Science/Philosophy] both degrees from the University of Ghana and he is a graduate of The FinAfrica Institute[Milan, Italy] from where he obtained a Diploma in Advance Economics of Banking. Ben joined the Board of Directors of Advans Ghana in June 2015. Ben Berko is an Independent Director since June 2015 and Chairman of the Board since April 2019.

Solène Le Bleis, Director

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Solène is currently Investment Officer with Advans International based in France. She is responsible for overseeing financial and operating performance of Advans microfinance institutions in Ghana, Myanmar and Tunisia. Before joining Advans International, she worked as a Project Officer with Oikocredit in the Netherlands where she was responsible for providing financial and technical support to MFIs and SME banks in North and Sub-Saharan African countries.
Solène holds a Master’s degree in Applied Geoeconomics from the Institut d’Etudes Politiques of Bordeaux, France and a Master’s degree, with a specialization in Economics and Finance, from the Institut d’Etudes Politiques of Rennes, France. Her areas of specialization include financial inclusion and economic development and she has thorough knowledge of financial sectors in North and Sub-Saharan Africa.

Veronica Quinzler, Director

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Veronika Quinzler works at KfW, Frankfurt am Main (a shareholder of Advans Ghana) and is a Principal Project Manager at KfW Development Bank West Africa since May, 2010. She is responsible for the financial sector/ microfinance projects in Sénégal, Nigeria and all regional projects in West Africa. Prior to joining KfW, she worked at one of the big four international accounting and advisory firms as a Consultant for a advising financial institutions on corporate transactions and before that for the German stock exchange. Veronika became a member of the Board of Directors of Advans Ghana in June 2015.

François Marchal, Director

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François Marchal started with the Société Générale Group in New York in 2003, then joined its General Inspection department in Paris in September 2005 and was appointed co-Managing Director of the department from March 2011 on. In July 2014, he was promoted to Head of Sales of Société Générale Ghana (a shareholder of Advans Ghana) and is now the Deputy Managing Director. Prior to joining Société Générale, he worked at Ernst & Young as an Associate Consultant based in Paris. François became a member of the Board of Directors of Advans Ghana in June 2015. François is French and is multi lingual (French, English, German and Arabic).

Brieuc Cardon, Director

 

 

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Brieuc joined the Advans Group and Advans Ghana in January, 2010 and March 2013 respectively. He has over 11 years continuous working experience in SME and Finance. Prior to joining Advans Group, he worked at ING, an International Financial Group based in the Netherlands as a Relationship Manager for SME’s and became Head of Account Management for Corporate Clients in 2008. Brieuc, a Belgian, is multi lingual (French, English, Italian, Spanish and Dutch).

The Management Team

Olivier Bailly-Béchet, CEO

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Olivier Bailly-Béchet has a solid background in economics and business management and 23-years’ experience in financial services, management and financial inclusion. He has acquired a strong working knowledge of microfinance operations, notably with regards to defining products and credit methodologies, defining and implementing policies and procedures, planning, training, network development/management, and sales team management. Since joining Advans International in 2003, Olivier has held different positions both in subsidiaries and at Group level. He was CEO of Finadev Chad and then launched 2 subsidiaries as COO / Deputy CEO at Advans Cameroun and Advans Côte d'Ivoire. He became Group Head of Credit at Advans International in 2014 and was also sitting on the Board of Directors & Audit Committee in different subsidiaries like Advans Bank Tanzania, Advans Pakistan and Advans Cameroun. Olivier was appointed as a Project Manager for Advans Ghana in April 2018 before becoming Managing Director/CEO of Advans Ghana. Before joining the Advans group, Olivier gathered experience with France Active (member of the “Caisse des Dépôts et Consignations” Group), the Microfinance African Institutions Network (MAIN) and the Société d'Investissement et de Développement International (SIDI). Olivier fluently speaks French and English and holds a Master 2 in Analysis & development strategies in developing countries from University of Paris X Nanterre in France and a Master 1 in Economic science & Business management from University of Paris II Panthéon Assas, France.

Francis Owiredu, Deputy CEO

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Francis Owiredu is a Chartered Accountant and member of the Institute of Chartered Accountants (Ghana). He has over 10 years professional experiences across the Manufacturing Industry and the Shipping Industry. Prior to joining Advans Ghana in 2009, he was the Financial Accountant at MOL Ghana Limited and later Financial Reporting Manager at Guinness Ghana Breweries Limited.

Barbara Odei, Chief Operation Officer

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Barbara Odei joined Advans Ghana with vast experience and exposure in Microfinance. She has over ten years microfinance experience in areas of Credit management, Branch management, Human Resources management and Organizational development. She holds a degree from the University of Cape Coast and an MBA in Finance from Methodist University College. She has attended several work shops and seminars organized by Bank of Ghana, Banking College, Gamey & Gamey, among others.

Rexford Otoo, Chief Financial Officer

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Rexford is a chartered accountant with over 10 years of experience in financial/management accounting, financial reporting, financial analysis, risk management, internal control, cost control, system implementation and  process improvement. Rexford has diverse experience cutting across the tobacco and hospitality industry as well as in the accounting practice and financial services industries. Rexford began his professional career in 2006 as an Accounts Assistant in British American Tobacco Ghana Ltd. Prior to his appointment as CFO at Advans Ghana, he was the head of the Accounts Department at NDK Financial Services for 4 years

Desmond Kwawu, Human Resource Manager

 

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Desmond has rich experience in Human Resource Management in the micro-finance Industry. His vast industry experience covers Recruitment and Selection, Human Resource Training and Development, Compensation and Rewards Management, Performance Management, Talent Management, Developing and Implementing Human Resource Strategy, among others. Prior to his appointment as the Head of Human Resources at Advans Ghana, he was the Human Resource Manager of Adehyeman Savings and Loans Limited. He has in the past worked as a Human Resource Officer for Training at ProCredit Savings and Loans Limited and also as the Training Coordinator of The Capital Group Ltd. He is an Associate Member of the Institute of Human Resource Management Practitioners (IHRMP) and holds a Masters Degree in Human Resource Management from the University of Ghana Business School. He holds a first degree in Psychology from the same university.